Specifically, an online and immediate loan is that we can meet the important expenses that lie ahead.
Not surprisingly, it is not only the food that usually becomes ‘high turns’ on the occasion of the Christmas holidays and New Year’s Eve, but also gifts for our toys or details for the family.
Therefore, in this article we propose to review the different proposals for credit and liquidity present in the market so that after reading it you already have much clearer how to get the money you need for this impending Christmas.
Christmas payroll advance
Being able to charge early, sounds great, right? In addition, it never hurts when an expense like Christmas is coming and we cannot wait for the arrival of the extra pay. Without going any further, BBVA offers this service without interest and will only charge you an opening commission of 2.5%.
That is, if you order € 1,000, you will pay the total of € 1,025. For your return, it gives you a period of between 3 and 6 months. Therefore, you can save a small monthly capital without it implying that you go with your tongue out. By the way, from this comparator you can manage all the paperwork to become a BBVA customer.
The credit cards
The resource of the credit cards can also leave us of pearls at the time of earning the credit that we need to attend the horde of expenses motivated by Christmas. In this sense, we have cards like Good Finance that, in addition to offering discounts of up to 50% in numerous establishments, puts a visa card at the customer’s service without commissions or contractable annual fee.
Nor is it necessary to change banks or open an account on Good Finance. Of course, the customer decides each month how to pay: pay everything at once, just a percentage or an amount.
This credit alternative has been with us for a good handful of years and many of us have surrendered to the charms of this quick and easy formula to get credit. Not surprisingly, we just have to meet a series of requirements to approve the urgent loan. You must keep in mind that these conditions are not mere vagaries of the financial one, but a way of making sure that you are in a position to return that money that is slow to you and that its return, therefore, does not imply a deadly end
- Older than 18 years-old
- A bank account
- Demonstrable periodic income
- It is indifferent that you are enrolled in the RAI or the ASNEF
Tips for stretch money at Christmas
Of course, it is always convenient to tie the expense short, even at Christmas. So apart from these great ways to get credit for Christmas expenses, we can think of some very intelligent ways to save in the middle of Christmas whirlwind, even if you don’t believe it.
Therefore, now that you have that money so eager to pay your holiday expenses, don’t let it go away in any trifle for not reflecting on your purchases and giving in to the first impulse.
Here are our tricks so that Christmas is great, but not a bleeding of money, because you must reserve that loan for the really important thing and not allow the precipitation to play against you.